debt-track.inpixa.my.id
Your Debt LedgerStays on Your Device.
DebtTrack records what you owe and what's owed to you, converts any lender rate into a yearly figure, and reminds you before due dates. No account, no server.
Why DebtTrack
Built around how debt actually works in Indonesia.
Kartu kredit, paylater, pinjol, cicilan barang, KPR, modal usaha, or a loan from family. DebtTrack follows the way each one is quoted instead of flattening them all into one number.
Hutang and piutang in one ledger
Record money you owe and money you lent out in the same place, so your net position is a single figure instead of two separate guesses.
Interest annualised as you type
Enter the rate exactly as the lender quoted it, per day, per month, or per year. DebtTrack shows the annual equivalent immediately, so a pinjol at 0.4% per day reads as 146% per year and is ranked accordingly.
Payoff order and a month-by-month simulation
Compare snowball against avalanche, ranked by annual rate, then run a monthly budget forward month by month. If the budget never outruns the interest, DebtTrack says so instead of inventing a payoff date.
Installments stay one loan
A twelve-month loan is written as twelve installments that share one loan and collapse into a single row in your ledger, each keeping its own due date, payments, and reminder.
Reminders and a due-date calendar
A reminder is scheduled for every installment, a set number of days before it falls due. The dashboard ribbon lays out five weeks of due dates with anything overdue banked at the left, and a full month view sits behind it.
Your data, your device
Everything lives in your own browser storage, so there is no account to create and nothing sitting on a server somewhere. Save a backup file whenever you want, export a PDF, Excel, or CSV report, or connect Google Drive for a snapshot copy you control.
Getting Started
From nothing to a full ledger in four steps
No sign-up, no email, no waiting for approval. Open the page and start writing.
- 01
Open it in any browser
DebtTrack runs as a web app and can be installed to your home screen, where it opens like any other app and keeps working offline.
- 02
Write down the debt
Name it, note who it is with, pick the category it was taken on as, then enter the amount, the due date, and the rate with the period the lender used.
- 03
Set the reminder and the plan
Choose how many days of warning you want before each due date, then open Analisis to see the payoff order and how long your monthly budget will take to clear everything.
- 04
Log payments as they happen
Record each payment, backdated if you are catching up. The balance, the status, the progress, and your on-time streak all recalculate themselves from the payments already recorded.
debt-track.inpixa.my.id
Your ledger is one page away.
Open DebtTrack, write down the first debt, and let the reminders and the numbers take it from there. Free to use, no account required, and the data never leaves your device.